What lenders can see about your business

Lenders can't browse your business information. A lender sees your information only after you apply to one of its programs.

When you apply

Applying shares a live view of:

• Your business information
• Your profit and loss, built from your connected bank data
• Your assessment answers
• Your action items and the evidence you provided
• Your requested amount, term, and use of funds

Because it's live, the lender sees your updates without you resubmitting.

What lenders don't see from verification

When Cyphr AI verifies your business, lenders see only the result: verified or not verified. They can also see basic public facts about your company, such as its registered business name and the state it's registered in.

If a check doesn't pass, lenders aren't told which one or why. Lenders never see personal information about you or your co-owners from the verification.

How long they can see it

A lender keeps access while your application is open with them, including after they pass, so they can reconsider. Withdrawing your application ends their access. Withdrawing is final.