Capital Access Centers · For ESOs, CDFIs & community lenders

Serve more businesses. Prove the lift.

Your coaching works — you just can't measure it in the language funders fund. Cyphr scores every business you touch on the same terms, so a ninety-minute intake becomes ten minutes and every engagement produces evidence of movement, not a case note.

10× throughput< 2 weeks to liveRecurring rev share
The unit-of-work shift
Walk-in, today~90 min
Walk-in, on Cyphr< 10 min
OutputScore · profile · packet
Throughput10× same coach
The problem

Solved by hand. Every walk-in.

A business owner walks into your office. They need capital. You spend the next ninety minutes pulling bank statements, asking about their last tax return, trying to figure out if they're fundable, and writing down notes you'll have to translate into a referral packet later. Multiply that by every walk-in, every week. The work is real. The throughput isn't.

Meanwhile, the businesses you can't get to never come back — and at renewal you report hours delivered and clients served, because that's all the data you have.

A Capital Access Center changes the unit of work. Instead of one coach serving one business in ninety minutes, a single workstation can score, profile, and packet a business in under ten — with a Cyphr-trained coach guiding the conversation. Same coach. Same office. Ten times the volume. Real outputs the business owner can take to a lender that day — and a measured before-and-after you can put in front of a funder.

10×
throughput per coach, per office, per week
What you get

Everything you need to stand one up.

1

The software

Full Cyphr platform access for your team and every business that walks in — readiness scoring, financial reconstruction, capital matching, lender-ready packets, compliance-ready reporting, and ecosystem dashboards. The same infrastructure powering programs across a growing national footprint.

2

The workstation kit

A configured intake station built for walk-in traffic — branded surface, guided flow, hardware specs, signage, and a setup playbook that gets your center operational in under two weeks.

3

The training

Coach certification on the Cyphr methodology. Intake scripts. Objection handling. How to read a readiness score with a business owner sitting next to you. Ongoing partner success support from our team.

4

The marketing playbook

Templates, social assets, flyer designs, press release copy, and the language that's worked across our 30-state footprint. You drive the foot traffic; we give you the tools to do it.

5

The revenue share

When a business owner upgrades to Cyphr Pro after walking through your center, you earn a recurring share of that subscription for as long as the business stays a customer. Your work creates the conversion. You should get paid for it.

6

Partner success

Operational reviews, conversion coaching, and a direct line into product as the platform evolves. You're not buying software — you're joining an operating model.

How it works

You bring the trust. We bring the rest.

You bring the location and the local trust. We bring the platform, the training, the brand, and the marketing playbook. A business owner walks in for help. They leave with a readiness score, a financial profile, a capital-matched lender list, and a real path forward — generated in the time it used to take just to dig through a shoebox of receipts.

If they upgrade to Pro for ongoing monitoring, document generation, and lender introductions, you earn revenue every month they stay subscribed. The math gets better as the relationship deepens.

Founding partners · 2026

Three centers. One operating model.

Capital Access Centers are launching in 2026 with three founding pilot partners across the Midwest. Each center will serve as a model for the next wave — refining the operational playbook, capturing conversion data, and building the case study that informs the national rollout.

Who this is for

If you have the building and the relationships, we have the rest.

Capital Access Centers are designed for organizations already trusted by the businesses they serve, looking to expand throughput without expanding headcount.

ESOs running intake-heavy programs
CDFIs sourcing deal flow
Chambers of commerce running small business support
Workforce development organizations expanding into capital readiness
Faith-based and community institutions with foot traffic and conviction

Become a Capital Access Center partner.

Capital Access Centers are deployed in partnership with select ESOs, CDFIs, and community institutions. Pricing scales with scope, geography, and funding pathway — including grant, bond, and state contract structures. We work with each partner to design the right deployment for their organization and community.