Business verification

Cyphr AI confirms that your business is real and on public record. Lenders want this settled before anything else, so verification saves you time when you apply.

There is no cost to you, and you don't need to sign up with any outside service.

What verification confirms

• Your business is registered with your state, and the details match
• Your EIN (tax ID) matches your legal business name
• Your address and phone number match public records
• Your business is screened against government sanctions and watchlists

If something doesn't match

Cyphr AI tells you which item didn't match, in plain words, and shows what public records have on file. Compare the two, correct your information, and run the check again.

When a mismatch is something you can fix, it appears as an action item. Once you correct it and the check passes, the item clears.

Some issues can't be fixed from inside the platform. For example, if your state has no registration on file for your business, you'll need to resolve that with your Secretary of State.

What lenders see

Lenders see whether your business is verified and public registry facts about the company. They do not see the reason a check didn't pass, and they never see personal information about you or other owners from the verification.

A lender can also start a verification from your application. Either way, the result belongs to your business, so you don't need to verify again for each lender.

Why it matters

Some loan programs require a verified business. Passing verification can help you qualify.