# Cyphr

> Capital readiness infrastructure for the modern small-business economy. Cyphr provides a 0–300 capital readiness score built for the 80% of small businesses legacy credit models can't see.

Cyphr replaces FICO SBSS with a transparent, explainable readiness score used by small businesses, lenders, ecosystem service organizations (ESOs), and governments to underwrite, support, and deploy capital.

## Pages

- [Home](/): Overview of the Cyphr capital readiness score and platform.
- [For Businesses](/businesses): How small businesses use Cyphr to become capital-ready.
- [For Lenders](/lenders): How lenders use Cyphr to underwrite thin-file SMBs.
- [For ESOs](/esos): How ecosystem service organizations support clients with Cyphr.
- [For Governments](/governments): How public agencies deploy capital with Cyphr.
- [Platform](/platform): The Cyphr platform and underlying scoring infrastructure.
- [About](/about): About Cyphr and the team.
- [Security](/security): Security posture, controls, and certifications.
- [Careers](/careers): Open roles at Cyphr.
- [Blog](/blog): Articles on capital access, underwriting, and SMB finance.
- [Events](/events): Upcoming and past Cyphr events.
- [Press](/press): Press coverage and media resources.
- [Partners](/partners): Cyphr's ecosystem of partners.
- [Demo](/demo): Request a demo of the Cyphr platform.
- [FAQ](/faq): Frequently asked questions.
- [Contact](/contact): Get in touch with Cyphr.

## Optional

- [Technical Assistance](/solutions/technical-assistance): Solutions for technical assistance providers.
- [Connct Product](/products/connct): Cyphr Connct product overview.